As an owner of a business that you have a responsibility to your employees to care.
Your business must provide secure working conditions for employees and employees, while not causing injury to their property or to other people.
The use of preventative measures Personal Injury Law to reduce the risk of work-related injuries are generally the best way to protect your company from claims for personal injuries.
We’ve compiled eight actions you can take to ensure the wellbeing of your employees.
Have Business Liability Insurance
If an employee files a lawsuit against your company for damages to property or personal injuries, you want to ensure that your financial interests as a business are safeguarded.
If, for instance, your employee suffers a bodily injury due to an accident involving a slip or fall You can shield your company from personal injury lawsuit by purchasing Business Liability Insurance.
The general liability policy protects your financial obligations as well as legal defense costs in the event you are sued.
Apart from Business Liability Insurance, you might also want to think about special insurance like umbrella insurance or professional liability insurance.
Specialized insurance can help extend the coverage limits of your insurance policy.
Reduce the risk of property damage
Employing good work practices is the best method to avoid personal injury lawsuits.
A myriad of policies and laws are in place to bring safety measures to workplaces. The safety measures are in place to Personal Injury Law reduce the risk of injuries to employees. Your company already has done half the work , if you follow these guidelines.
Another part of the equation is ensuring that your employees are aware of the risks associated with the work they do.
Also Make it a top priority to regularly assess and maintain a safe work environment. It is important to conduct safety inspections every week, at minimum to prevent a lack of attention.
Offer safety orientation and education to employees.
While we’re talking about the importance of making your employees aware of workplace hazards, you should also train them on safe working practices.
This means that if you’re in the business of handling dangerous or heavy equipment, your employees should first be taught how to operate such equipment. The goal of this training is to reduce the risk of future injuries and health risks.
Keep in mind that proof of having safety training in your workplace for your employees can be strong evidence in court, in the event of an injury claim is filed against your business.
Be sure to protect yourself by obtaining written and signed agreements
When you put the rights and obligations of parties to a business agreement in writing, you’re guaranteeing quicker resolution of disputes, all the while reducing the costs and court fees associated with litigation.
Keep a record of all business transactions and agreements, including any written documents.
The kind of documents can be used as evidence in case a dispute comes to court.
When you’re taking precautions to guard yourself against internal personal injury claims it is important to shield yourself from external risks as well.
If your business is at risk of a theft, break-in, or other external risks, investing in additional security might be a smart option to consider.
Rapidly react to accidents
Even if you take every precaution, accidents can still occur. The most important thing is how you handle the injuries.
It should be your first priority to provide medical aid for the person who has been injured. Another piece of advice is to record the place where the accident occurred and gather witness contact information, in case the situation escalates.
This guide will help you understand your responsibilities and collect evidence.
Separate your personal and your business assets
Consider personal injury claims when deciding on a company structure.
An LLC structure will protect your personal assets against the obligations and debts of your company.
Contrary to that, sole proprietors are responsible for the debts of the business and also their own. That means that if their business is sued they’ll be accountable for the cost of the lawsuit.
Lawyers with a good reputation are recommended.
If you had a medical issue, you would discuss your concerns with a medical expert. This is the same for having legal issues.
Trusting someone who’s not an expert with serious legal issues or trying to handle them on your own may create more harm than good.
In the end, paying a lawyer to take care of your legal issues is less than trying to rectify your mistakes and attempt to correct them.